Does Your Portfolio Have What Retirement Actually Requires?
Most retirement portfolios are built to grow. Very few are built to sustain 25 years of withdrawals. This assessment tells you whether yours is structurally prepared — and delivers a personalized report with your specific gaps.
- A personalized portfolio health score across two critical dimensions
- The specific structural gaps in your current strategy, explained in plain language
- The exact questions to ask your advisor — drawn from 30 years of industry research
5 minutes · No account required · Instant report
Based on the framework in The Retirement Plan Paradox
by Dustin Wigington, RIA
7
Pages
A report built around your answers — not a generic checklist.
01
Your Portfolio Health Score
A personalized score across two critical dimensions — Strategy & Accountability and Risk, Cost & Transparency — calculated from your specific answers.
02
Your Specific Findings
The structural gaps in your current strategy, explained in plain language with the implications for your retirement and the advisor questions you should be asking.
03
The Two-Engine Test
A direct assessment of whether your portfolio is structured to manage both growth and protection — the two requirements every viable retirement strategy must meet.
5 minutes · No account required · Instant report
Most portfolio assessments are marketing tools dressed as diagnostics.
This one is built on a different premise: that a retirement portfolio has a specific mathematical job to do, and that most portfolios are not structured to do it.
The findings you receive are not generic observations. They are drawn from your specific answers, mapped against the structural requirements of a rules-driven retirement strategy — the same framework developed in The Retirement Plan Paradox.
The report identifies where your current strategy may not be aligned with what retirement actually requires — and gives you the specific questions to evaluate that alignment with your current advisor.
"When capital is assigned permanent roles regardless of market conditions, it is not strategy. It is indifference posing as discipline."
— The Retirement Plan Paradox, Chapter 22
"Defense is temporary. Its purpose is re-entry, not retreat."
— Rulicent Investments
The Retirement Plan Paradox
The assessment framework is grounded in Dustin Wigington's book on rules-driven retirement planning — developed over a career that includes serving as a Regional Vice President at Fisher Investments.
10 questions. Your portfolio's blind spots revealed.
Answer honestly based on your current situation. There are no right or wrong answers — only an accurate picture of where your strategy stands.
10 questions
About 3 minutes
2 dimensions
Strategy & Risk/Cost
Instant report
7-page PDF
No obligation. Your information is kept confidential.
Is this really free?
Yes. There is no cost and no obligation. Your personalized report is generated and delivered the moment you submit — no waiting, no follow-up required to receive it.
How is this different from what my current advisor provides?
Your current advisor has an interest in the answer. This assessment does not. The findings are drawn from your specific answers, not from a model designed to retain your business.
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