TERMS OF USE

TERMS OF USE

Effective Date: 01/01/2026

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By accessing or using https://rulicent.com (the “Site”), you agree to the following Terms of Use. If you do not agree, please do not use this Site.

Informational Purpose Only

All content on this Site is provided for informational and educational purposes only. Nothing on this Site constitutes investment, legal, tax, or financial advice.

Nothing contained on this Site should be interpreted as a recommendation to buy or sell any security or adopt any investment strategy.

No Client Relationship

Your use of this Site does not create an advisory relationship between you and Rulicent Investments LLC.

An advisory relationship is established only through a written agreement signed by both parties.

No Guarantee of Results

Investing involves risk, including the potential loss of principal.

Past performance is not indicative of future results. Any strategy descriptions, illustrations, or discussions of methodology are provided for explanatory purposes only and do not guarantee future outcomes.

Intellectual Property

All content on this Site — including text, graphics, logos, branding, strategy descriptions, and proprietary methodologies including SectorPulse™ and BondPulse™ — is the property of Rulicent Investments LLC and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, publish, transmit, or create derivative works from any content on this Site without prior written consent.

Third-Party Links

This Site may contain links to third-party websites. Rulicent Investments LLC is not responsible for the content, accuracy, or privacy practices of any third-party site.

Limitation of Liability

Rulicent Investments LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, this Site.

Your use of the Site is at your own risk.

Regulatory Disclosure

Rulicent Investments LLC is a Registered Investment Adviser in the State of Oklahoma. Registration does not imply a certain level of skill or training.

Advisory services are offered only to clients or prospective clients where Rulicent and its representatives are properly licensed or exempt from licensure.

Governing Law

These Terms are governed by the laws of the State of Oklahoma, without regard to conflict of law principles.

Changes to These Terms

We may update these Terms from time to time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.